Chapter 13

Bankruptcy Student Loans

Bankruptcy student loans can they be discharged?

Student Loans, Is Bankruptcy An Option? Student loans are generally not dischargeable in bankruptcy, which means that individuals are still responsible for paying them even after filing. However, there are some exceptions in which loans can be discharged. In order to have these loans discharged, the individual must show that repayment of the loan would …

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Repairing your credit score

Repairing your credit score, how long does it take after filing for bankruptcy?

The length of time it takes to repair a credit score after filing for bankruptcy can vary depending on several factors, including the type of bankruptcy filed and the individual’s credit history prior to filing. However, it typically takes a significant amount of time and effort to repair credit after bankruptcy. A Chapter 7 bankruptcy …

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Bankruptcy Questions

What is the difference between Chapter 7 and Chapter 13 bankruptcy?

Chapter 7 and Chapter 13 are two different types of bankruptcy that individuals can file for in the United States. The main differences between the two are: Eligibility: To be eligible for Chapter 7 bankruptcy, an individual must pass a means test, which compares their income to the median income of their state. If their …

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Bankruptcy Litigation

The Basics of Bankruptcy Litigation

Understanding Bankruptcy Litigation What is litigation? Litigation is basically the term that the legal system uses for the process of settling disputes between parties. The dispute can involve the following: Debtors and Trustees Trustees and Creditors Debtors and Creditors While most consumer bankruptcy cases do not involve any actual litigation, there can be a lot …

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