Considering Chapter 13 Bankruptcy

My Favorite Type of Bankruptcy

Obviously, I’m going to get a lot of questions about bankruptcy because that’s my job.  I help people navigate the bankruptcy process. One question I get a lot is: “What is the best type of bankruptcy?”  That’s a question that is impossible to answer in generic terms because each person, family, or business has a unique situation and some “types” …

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Personal Bankruptcy

The history of bankruptcy in the United States

The history of bankruptcy in the United States goes all the way back to the late 1700’s when our founding fathers were drafting the Constitution.  Article 1, Section 8 of the Constitution grants Congress the power to establish federal laws on the subject of bankruptcy.   The first federal law on bankruptcy was way back in …

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Bankruptcy Attorney

What is Bankruptcy?

Basically, bankruptcy is a legal process where individuals, families and businesses (typically called “debtors”) can seek to gain some relief from the various debts that they owe to creditors.  Approximately 1 million individuals, families and businesses file for bankruptcy protection every year.   The main goal of our bankruptcy system is to provide relief to debtors in the form of a “fresh start” or a second chance.  Another goal of the bankruptcy system …

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Matt McCune Attorney at Law

Chapter 13 Bankruptcy Explained in 2 Minutes (VIDEO)

Colorado Bankruptcy Attorney Matt McCune briefly explains Chapter 13 Bankruptcy in this short video. TRANSCRIPT OF VIDEO: Let’s talk about Chapter 13 bankruptcy. Chapter 13 is a fairly complicated chapter of the bankruptcy code. The bankruptcy code calls chapter 13 a “reorganization.” Chapter 13 has incredible value for people that are struggling with their debts, …

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Tablet bankruptcy report

Start the New Year with an IMPROVED CREDIT SCORE!

There have been a lot of changes recently to how the credit bureaus calculate our credit score. Many of these changes are designed to help you improve your credit score! Our friends a NerdWallet have a great article with some updates on new products designed to help raise your credit score. You can access the article here.