denver lawyer Archives - McCune Legal

Repairing your credit score, how long does it take after filing for bankruptcy?

Bankruptcy, Chapter 13, Chapter 7 / By mccunelegal

The length of time it takes to repair a credit score after filing for bankruptcy can vary depending on several factors, including the type of bankruptcy filed and the individual’s credit history prior to filing. However, it typically takes a significant amount of time and effort to repair credit after bankruptcy. A Chapter 7 bankruptcy …

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How does the current inflation impact bankruptcy?

Bankruptcy, Chapter 13, Chapter 7, General / By mccunelegal

Current inflation impacting bankruptcy If you’ve been to a grocery store or had to fill up on gas in the past couple of months, you’ve felt the pain of inflation. In fact, we are making history. Over the past 12 months, the consumer price index (CPI), which measures costs across dozens of consumer items, increased …

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What does bankruptcy look like post-covid?

Bankruptcy / By mccunelegal

Post-Covid Bankruptcy As the U.S. tries to get back to “normal” (or whatever the new normal will look like), a lot of Americans are going to be faced with addressing some issues that they haven’t had to deal with over the past two years. The American Bankruptcy Institute reported on April 24, 2020 that over …

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Chapter 13 Bankruptcy Is Adaptable

Bankruptcy, Chapter 13 / By mccunelegal

In simple terms, chapter 13 bankruptcy is a reorganization plan where the debtor makes payments into a plan for 3 to 5 years. One of the most appealing components of chapter 13 is having a “plan” that allows you to modify the rights of certain creditors and is why chapter 13 bankruptcy is adaptable. As …

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Chapter 13 Bankruptcy Means Having A Plan

Bankruptcy, Chapter 13, General / By mccunelegal

A chapter 13 bankruptcy commences just like a chapter 7 bankruptcy — by filing forms with the appropriate bankruptcy court. The main form is a called voluntary petition but there are a LOT of other forms that need to be completed to ensure your case is properly filed. Where the debtor chooses to file a …

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3 Reasons People File For Chapter 13 Bankruptcy Instead Of Chapter 7

Bankruptcy, Chapter 13, Chapter 7, General / By mccunelegal

Making the decision to file for bankruptcy is not easy. A lot of time and thought goes into it in order to determine whether or not it’s the right option for you. And once you’ve decided bankruptcy truly is the best course of action, you have to determine which kind of bankruptcy to file. Chapter …

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Bright Future Through Bankruptcy Services

Bankruptcy exemptions: The way to protect your assets.

Bankruptcy, Chapter 13, Chapter 7, General / By mccunelegal

Bankruptcy exemptions are probably the most important part of the bankruptcy system for consumers. The exemptions protect the assets that you need to move forward with your life and to finally get the fresh start you deserve. Receiving a discharge from the bankruptcy court that wipes out a lot of debt is great! There’s no …

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Qualified Bankruptcy Attorney, How Do You Find One?

Bankruptcy, Chapter 13, Chapter 7, General / By mccunelegal

The bills are piling up and the amount that is owed is significantly greater than the money you have in savings. You are in over your head and you know it — having the ability to admit this fact is a huge accomplishment and an extremely important first step toward fixing the financial problem at …

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When bankruptcy is your best option?

Bankruptcy, Chapter 13, Chapter 7, General / By mccunelegal

When filing for bankruptcy makes sense? Filing for bankruptcy is not something to be taken lightly. That being said, you can find comfort and confidence in your choice when you know it is the right one. In order to determine if bankruptcy is the best course of action, you’ll want to take a close look …

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Bankruptcy: It’s Not A Dirty Word

Bankruptcy, Chapter 13, Chapter 7, General / By mccunelegal

Financial Struggles Happen There are plenty of things in life that make people feel guilty or ashamed, but filing for bankruptcy should not be one of them. Financial struggles are something that is more common than you think and can happen to the best of us. Even if you are financially responsible, there are circumstances …

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